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Low Payment Finder

Personalized Financing to Create the Home of Your Dreams

At Conn’s HomePlus, we partner with our customers from start to finish on their decision to purchase the best quality products for their homes. In just minutes, you can find out if you’ve been prequalified for one of our personalized finance options with no impact to your credit score. We compare your offers from other lenders and find the one that’s right for you, even if you’re still building your credit.


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Happy about my approval.

I applied online and in less than 20 minutes I get a call from a sales specialist. I made an appointment to go by the store…I will definitely go back!

Rose
McAllen, TX

Finding Your Low Payment Is Easy!

At Conn’s HomePlus, we offer different types of financing to make it possible for everyone to purchase what they want for their home.

Powered By Synchrony
Conn’s HomePlus Credit Card

With a Conn’s HomePlus credit card powered by Synchrony, you can buy now and pay over time. As an added bonus, you can build your credit when you make your payments on time each month.

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  • Installment Loans
    Conn’s HomePlus Financing

    A retail installment contract offered directly through Conn’s HomePlus allows you to borrow a specific amount and pay it back over a specified length of time. Instead of paying a large amount upfront, you can spread the cost of your purchase over a longer term.

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  • Lease-to-Own
    Conn’s HomePlus Lease

    With our lease-to-own programs powered by American First Finance and Acima, you can lease-to-own appliances, furniture, electronics and more with no credit needed.

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  • Shop Featured Categories

     

    Special Financing

    48 Months No Interest**

    on Furniture & Mattress Purchases of $3,999+

    Ends 7/31 | See Details

     
    Credit Worthy Reviews

    The Financing Tools You Need to Bring Your Home Vision to Life

    Conn’s HomePlus we offer a selection financing options to create a personalized experience tailored to your unique goals for your home.


    Great Financing Experience

    “I applied online and to my surprise Conn’s financed me with $5,500! Almon, my Conn’s specialist called me within 5 minutes...

    Bernice
    Charlotte, NC
    Straightforward Application

    “Easy process from looking online, filling out the financing application, to signing the contract in store. Matt called ahead...

    KRS123
    Las Cruces, NM
    Quick, Easy Process

    “Great experience! I’ve been on the search for an affordable, adjustable base. I applied online with Conn’s HomePlus...

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    NO Interest Conn’s HomePlus Credit Card Deals

    TV Finance Deals

    0% Interest for 36 Months** on all major computer equipment purchases $799+ with your Conn's HomePlus Credit Card between 7/11/21 & 7/17/21.

    Equal monthly payments required for 36 mos.+Free Delivery See terms. ^See terms.

    Computer Finance Deals

    0% Interest for 36 Months** on all major computer equipment purchases $799+ with your Conn's HomePlus Credit Card between 7/11/21 & 7/17/21.

    Equal monthly payments required for 36 mos.+Free Delivery See terms. ^See terms.

    Fitness Deal

    0% Interest for 36 Months** on all major fitness equipment purchases $799+ with your Conn's HomePlus Credit Card between 7/11/21 & 7/17/21.

    Equal monthly payments required for 36 mos.+Free Delivery See terms. ^See terms.

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    Need help choosing the financing option that's right for you? Live Chat with us now or call (877) 472-5422 to speak with a representative.

    FREQUENTLY ASKED QUESTIONS

    The benefit of Conn’s HomePlus Financing is that it is a retail installment contract that allows you to purchase or borrow a specific amount and pay it back over a designated length of time. It offers low fixed monthly payments while helping you build your credit. To learn more, visit www.conns.com/money-matters/financing-options/retail-installment-contracts.
    When you need convenient flexible payment terms, our partners at American First Finance and Acima are there to provide you great options with NO CREDIT NEEDED*. The application experience is simple, and you can find out if you prequalify instantly! With a 90-day Early Buyout option, flexible payment terms, and approvals up to $5,000, you can take home the merchandise you want or need today. Learn more about Conn's HomePlus and other leasing or financing options.
    Conn's HomePlus offers credit insurance as an option to purchase when financing with our personal Conn’s HomePlus Financing option. Credit Insurance options include Property, Disability, Unemployment, and Credit Life Insurance. Full details are available at www.conns.com/property-insurance.
    The Conn's HomePlus Store Credit Card, powered by Synchrony, is a convenient financing option offered at Conn's HomePlus that enables you to pay for your purchase over time and take advantage of special financing offers. When you are issued a store credit card, you'll be given a credit limit and an annual percentage rate (APR) that may be based on your income, credit history and other factors. It's important to read the terms and conditions so you know what your APR is and what other fees you might be liable for. For more information visit www.conns.com/money-matters/financing-options/store-credit-cards.
    We make it convenient for you to apply for a Conn's HomePlus credit card through Synchrony Bank that can be used in all Conn’s HomePlus stores. Apply in-person at any Conn’s HomePlus location. Find your nearest location here www.conns.com/store-locator.
    When you join The Conn's HomePlus Text Club, you receive exclusive marketing offers and advertisements via text/SMS message to your mobile device for products, services, special events, sales, and financing updates.
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